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	<title>CO-OP Financial Services Blog: Insight Vault</title>
	<link>http://co-opinsightvault.com</link>
	<description>The Official CO-OP Financial Services Blog</description>
	<lastBuildDate>Mon, 23 Aug 2010 18:32:13 +0000</lastBuildDate>
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		<title>Storming into the Future: New Orleans Firemen’s Federal Credit Union</title>
		<description><![CDATA[(Editor’s Note: Aug. 29 marks the fifth anniversary of Hurricane Katrina making landfall in southeast Louisiana, the costliest natural disaster in the history of the United States, and resulting in more than 1,800 deaths in the storm and subsequent flooding. The story below illustrates how a Louisiana credit union served its members in this disaster [...]]]></description>
		<link>http://co-opinsightvault.com/2010/08/storming-into-the-future-new-orleans-firemen%e2%80%99s-federal-credit-union/</link>
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		<title>With Revenue Sources Under Attack, Cards Are Key</title>
		<description><![CDATA[Because of various unfavorable legislative efforts, many sources of non-interest income are under attack. The Durbin interchange amendment, in particular, has generated deep concern in the industry. Yet, these concerns can be addressed with at least a half-dozen counter-offensive moves that are still available to you, centering on increasing profitability and reducing fraud expenses.
In fact, [...]]]></description>
		<link>http://co-opinsightvault.com/2010/08/with-revenue-sources-under-attack-cards-are-key/</link>
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		<title>How Performance and Profitability Can Help in a ‘Post-Durbin World’</title>
		<description><![CDATA[The Restoring American Financial Stability Act passed the Senate on July 15 and was signed into law by President Obama on July 21. Attached to this sweeping legislation is an interchange amendment largely unchanged from the Senate bill passed on May 13 that will probably necessitate credit unions accept lower interchange rates on their debit [...]]]></description>
		<link>http://co-opinsightvault.com/2010/08/how-performance-and-profitability-can-help-in-a-%e2%80%98post-durbin-world%e2%80%99/</link>
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		<title>Some Dates for You to be THINKing About!</title>
		<description><![CDATA[CO-OP Financial Services is very proud to announce that the fourth annual THINK Conference will be held May 14-18, 2011 at Disney’s Grand Californian Hotel in Anaheim, Calif. The hotel is located just 37 miles from CO-OP’s headquarters in Rancho Cucamonga, and it is right in the center of “Imagineering,” Disney’s term for innovative thinking. [...]]]></description>
		<link>http://co-opinsightvault.com/2010/07/some-dates-for-you-to-be-thinking-about/</link>
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		<title>Maximizing Your Credit Union’s Financial Efficiencies</title>
		<description><![CDATA[With the current economic environment, vendor due diligence requirements and evolving member needs, credit unions are faced with challenges today that were not in play just a few years ago. Current legislation has a significant potential negative impact on the non-interest income revenue stream of credit unions. Legislative requirements add complex operational challenges to their [...]]]></description>
		<link>http://co-opinsightvault.com/2010/06/maximizing-your-credit-union%e2%80%99s-financial-efficiencies/</link>
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		<title>Financial Tips for Newly-Minted Grads</title>
		<description><![CDATA[
We’re past Memorial Day – summer’s here and the time is right for newly-minted high school and college grads across the nation to start spreading their financial wings.
Credit union professionals are dedicated to uplifting the financial well being of their members. You may find yourselves having to pay particular attention to your younger members at [...]]]></description>
		<link>http://co-opinsightvault.com/2010/06/financial-tips-for-newly-minted-grads/</link>
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		<title>Do the Math – Then Help Defeat the Durbin Interchange Amendment</title>
		<description><![CDATA[Try this simple bit of arithmetic to see how much the Durbin interchange amendment to the financial regulatory overhaul bill will hurt your credit union:
$30 x the number of debit cards you issue
So, if there are 10,000 active debit cards out there with your credit union’s name on them, you will lose somewhere in the [...]]]></description>
		<link>http://co-opinsightvault.com/2010/06/do-the-math-%e2%80%93-then-help-defeat-the-durbin-interchange-amendment/</link>
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		<title>CO-OP Financial Services Comments on Passage Of Durbin Interchange Amendment</title>
		<description><![CDATA[(Note from Bill Prichard, Public Relations Manager: On May 14, CO-OP issued the statement below regarding the Durbin Interchange Amendment. We welcome your comments on this important industry issue. Please leave a comment via the icon at the bottom of the text). 
 
On May 13 the “Durbin Interchange Amendment” (#3989) to S. 3217 (Restoring [...]]]></description>
		<link>http://co-opinsightvault.com/2010/05/co-op-financial-services-comments-on-passage-of-durbin-interchange-amendment/</link>
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		<title>Enhancing Your Career in the Credit Union Industry</title>
		<description><![CDATA[
We are so lucky to be part of such a collaborative industry that shares ideas and successes. I truly enjoy working for an organization that is involved with and supports credit unions. I’m always looking for ways to learn of emerging trends, improve my skills and knowledge. I’ve put together a few of the tricks I’ve [...]]]></description>
		<link>http://co-opinsightvault.com/2010/05/enhancing-your-career-in-the-credit-union-industry/</link>
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		<title>Cardholder Usage Analytics: Knowing Matters</title>
		<description><![CDATA[
“Usage Analytics” is a rather technical term that simply means knowing how your members currently use their cards. For years, broad statistics like “60 percent of our checking account holders have cards and 50 percent use them” was about as far down as we were able to drill. We knew that there were lots of [...]]]></description>
		<link>http://co-opinsightvault.com/2010/05/cardholder-usage-analytics-knowing-matters/</link>
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